Why do you need travel insurance

Having a travel insurance is the best thing you can do for your safety and pace of mind because if you choose the right one, it will help you to prevent many unpleasant things!

Many people still do not buy one or they do it but they choose a wrong one and when they need it, their travel insurance doesn’t help them with the problem they have.

For example, if you are traveling in a country where you can be a victim of volcanic ash, you must be sure that on the paper is written that they will cover your loses and health problems caused by it. It isn’t something that comes once with the basic travel insurance and you need to require it. Of course, you will have to pay more for it.

What you need to follow in case you buy a travel insurance?

– If they offer you everything you want. Usually, the basic travel insurance doesn’t include many things you need and you must require what you want to be sure that everything is all right.

– The cheapest one isn’t the best one as well as the most expensive one isn’t the best one! You can compare and make differences between them only if you will look after what you need. We know that you will need a lot of time to read everything, but think that you do it only once and after that, when you need a new one, things will be more clear and it will takes you fewer time.

– If you suffer from a medical condition, be sure that you mention it! If you don’t do it, it exists the possibility to not get medical care. The same thing you can do if you are pregnant. Talk with us and tell us everything we need to know about you.

After you will tell us each condition you have and what you want, we will give you a price. You can also compare many offers to be sure that you choose the right one!

You can buy a travel insurance online if you make a quote with all details needed. But, you need to check your e-mail to see if they sent you the document. If not, call them because you do not have to wait for it. Also, take care with that kind of travel insurance because usually, people tend to skip reading everything and in case of something, they find that the travel insurance doesn’t help them. So, read everything!

You can also buy one directly from the company, if you find a center in your town.

You make the right decision when you see that what you discuss with your insurer is on the paper and he doesn’t omit nothing to tell you. If you want this kind of conversation, you can contact us because we guarantee the best travel insurance and a great conversation with our workers! Do nto forget that your life can depend on that paper!

Importance of travel insurance

Travel insurances are essential for travelers because you do not know when and what is happening. Of course that we want you to be safe, but just in case you must have travel insurance.

Most of the time people forgot or do not want to make travel insurance and unfortunately, also many times they have some injuries like car accidents, fire, lost baggage and so on. In this moment, they regret that they do not have travel insurance.

You need to know that on the market exists low price travel insurance and also high price travel insurance. You will choose what you want, of course, but do not forget that more money doesn’t mean also a better travel insurance.

How to choose great travel insurance?

As a first step, you need to decide: you want low cost travel insurance or high cost travel insurance.

No matter what you choose, because you need to pay attention to everything in both cases. For example, a high cost one can offer less or equal things than a low cost one. A low cost one can offer too many and become in this way incredible. Both of them can be (inselatorii).

Our advice is to interest in both of them as a first step, and after that decide what kind of travel insurance you want.

As a second step, you need to read with attention every word from the contract. Because, many scams can be hidden in such a way that you can’t realize. To have trust in them and be sure that the exceptions included in the contract do not let you alone when you have problems, stay and read it properly, with another person with you.

Some travel insurance have too many exceptions and even if at first look you will think that they will assure you everything you are interested in, the exceptions can say something else. The way of express can be interpreted and ambiguous.

Choose a travel insurance agency that is a brand or that have seniority on the market. But also, it is not a problem to give a change to the new ones, but you need to pay an extra attention.

As a third step you can consult all the reviews you find and especially to look for people that had travel insurance from the company you want. It is also recommended to have a friend that had a problem and it was solved by his travel insurance.

You will find low cost travel insurance that offer a lot. What can offer travel insurance is covering some damages of your travel in exchange of some money.

There are many types of travel insurance:

  • You can get one when you arrange your vacation and it will lasts only this one trip; that fits people that aren’t travelers but they go on a vacation once or twice a year;
  • You can get one for a whole year. It fits persons that are travelers and they go on many vacations each year.

Most important things to cover with travel insurance are medical emergencies. If you go on a trip and you will suffer from something and you will need some medical assistance, you will need to pay a lot because you are not assured. If you have this travel insurance all payment will be made by you travel agency. You can be sure that the price for your travel insurance is minimum compared with medical assistance taxes.

Another important thing to cover is cancellation or trip interruption. If you will meet one from these 2 problems at the airport you will lose the money you pay for your plane ticket. If you have travel insurance you will have your money back. But, there is another problem. Not all reasons of cancellation or trip interruption are covered by some travel insurances. For example, many of them will pay your ticket back only if you have problems with your health, if you are a woman and you need to give child birth in the moment of leaving or if you have pregnancy complication. Another moment when you can have your money back is if you are from military service or government and you need to go to work or in a mission.

Baggage stolen, lost or damaged is another reason for what you need a travel insurance. Almost all travel insurance offers this to you. Do not thing that this is impossible! Even if you trust your attention and you think that your baggage will be alright, think again. You can be totally sure that you can pay attention to them all the time. Also, you can’t be sure that in the airport your baggage will be safe and will not suffer any damage.

No matter what, you can lose your personal documents. You will pay a lot to make others and also losing them in other country is a real problem. Your travel insurance will cover everything and you can feel safe.

Each travel insurance has some extra things that they can cover, but you need to pay more, because they are unusual. So, you can choose between a basic travel insurance packet and a special one.

No matter what, you really need travel insurance when you visit another country. Do not feel like you pay some money for nothing if you will be alright during your entire trip! You paid for your life!

In conclusion, travel insurance gives you a guarantee that no matter what, you will be alright and you will not have to pay a lot of money to save your health or your baggage. Losing baggage can be a very hard thing because it can contains a lot of important or valuable things. Paying again to but again the things you had in the baggage can be a real hard and unnecessary thing!

Give a chance to your travel insurance and be happy in your holiday!

What is a travel insurance?

What is a Travel Insurance?

Travel Insurance is an act you receive, when you pay to an agency for it. It intends to cover some problems or damages your things or body can suffer during your trip.

When you can arrange a Travel Insurance? How long does it lasts?

Well, you can arrange a Travel Insurance exactly in the moment you book your trip or anytime you want. You can arrange one that covers only one times a trip (and it depends on the duration of your trip) or you can arrange one for a whole year. If you choose to have this one for a whole year, you can go on how many trips you want and you will have Travel Insurance during all your trips.

If you are a traveler, this one for multi-trips is made for you because you will not have to worry about your travel insurance every time you decide to go into another place.

How much does it costs?

Well, our company offers low cost travel insurance because we want our travelers to be satisfied. Even if our travel insurance is a low cost one, we offer all the coverage types that any other more expensive insurance offer.

Do not forget that some countries need a higher medical insurance cost than other because their medical systems are more expensive. Even in places like these ones, our travel insurance is a low cost one.

What are all our coverage types?

  • The most important is: medical emergency. If you go to visit a country and you became sick, you can go to any public hospital you find and you will be treated free because your travel insurance cover any free medical services the state provides.
  • Cancellation or trip interruption. If you can’t go on your trip or if you need to come back home you receive your money back. But, only if your reason is one of these: death, disease, pregnancy complications, if you are called as a witness in a process, if you are from military service and your state needs you, if the government cancel the trip because some problems and so on.
  • Also, if your luggage is stolen, damaged or if you lost it you will receive some money back.
  • If your personal documents are lost, also travel insurance cover the cost of remaking them.
  • If the travel is delayed because of the weather or other problem, do not worry about the hotel or your airplane ticket because everything will be solved with your travel insurance.

If you want to get covered of some specific conditions, you must pay more. For example if you suffer from asthma or diabetes that are pre-existing conditions, if you go to ski or other dangerous sports, if you travel to some countries where is a risk of war, acts of terrorism, you must pay extra.

In conclusion, if you do not want travel insurance you can be put in such situation that you will spend a lot of money on medical emergencies or lost baggage. Is something very risky to go on a trip without insurance! Think just at how much money you will spend on medical emergencies if you do not have a travel insurance!